Insights for MCA Lenders

Bank verification best practices, fraud prevention, and underwriting strategies

August 06, 2026 · 9 min read

How Scammers Defeat Time-in-Business Checks and What MCA Underwriting Best Practices Catch Them

Fraudsters are gaming time-in-business verification. Here's how layered underwriting catches what SOS filings miss.

August 05, 2026 · 8 min read

How Canadian MCA Fraud Consortiums Reshape AI Fraud Detection for Business Lending

Trust Science's Lenders API acquisition signals a new era of consortium-based fraud prevention for Canadian MCA underwriting.

August 04, 2026 · 9 min read

How LendingTree's AI Communication Strategy Reshapes Lead Handling for MCA Lenders

LendingTree's CEO calls AI-powered lead communication 'very exciting.' Here's what MCA funders should learn from the shift.

August 03, 2026 · 9 min read

How Lightspeed's MCA Shareholder Value Thesis Exposes the AI Underwriting Gap for Independent Funders

Lightspeed is doubling down on MCA as a shareholder value driver. Here's what that means for independent funders without platform-level AI underwriting.

August 02, 2026 · 9 min read

How Enova's $1.6B Quarter Proves AI Underwriting for Merchant Cash Advance Is Table Stakes

Enova's record $1.6B origination quarter shows why AI underwriting for MCA is no longer optional for independent funders.

August 01, 2026 · 9 min read

How Lightspeed's MCA Shareholder Value Play Exposes the Throughput Ceiling for Funders

Lightspeed declared MCA its top shareholder value driver. Here's why that growth strategy exposes a throughput ceiling most funders haven't solved.