Insights for MCA Lenders

Bank verification best practices, fraud prevention, and underwriting strategies

August 12, 2026 · 9 min read

How the Inc 5000 Fastest-Growing MCA Funders Prove the Case for Bank Verification Software for Funders

The 2026 Inc 5000 list reveals which MCA funders are growing fastest and why bank verification software separates the scalers from the rest.

August 11, 2026 · 9 min read

How Platform Lending Data Moats Reshape AI Underwriting for Merchant Cash Advance

Platform lenders use transaction data moats to achieve sub-4% loss rates. Here's how independent MCA funders can close the gap with AI underwriting.

August 10, 2026 · 8 min read

How Shopify's $1.4B Quarter Proves Platform Lenders Outpace Independent MCA Funders on Verification Speed

Shopify Capital's $1.4B Q2 proves platform lenders win on speed. Here's how independent MCA funders close the verification gap.

August 09, 2026 · 8 min read

How NerdWallet's AI Transition Reshapes Lead Discovery for MCA Funders

NerdWallet's AI pivot signals a fundamental shift in how merchants find funding. Here's what it means for MCA lead strategy.

August 08, 2026 · 8 min read

How Square's Sub-4% Loss Rates Prove the Case for AI Underwriting for Merchant Cash Advance

Square's sub-4% loss rates reveal why proprietary data and AI underwriting outperform traditional methods in MCA lending.

August 07, 2026 · 9 min read

How Shopify's MCA-to-Loan Transition in Canada Reshapes Bank Verification Software for Funders

Shopify's Canadian MCA-to-loan pivot signals regulatory shifts that demand stronger bank verification from independent funders.