Insights for MCA Lenders

Bank verification best practices, fraud prevention, and underwriting strategies

May 05, 2026 · 9 min read

How Shopify's $1.4B MCA Quarter Proves Platform Lenders Need Bank Verification Software for Funders

Shopify originated $1.4B in MCAs and loans in Q1. Here's what platform-scale lending means for bank verification.

May 04, 2026 · 8 min read

How OnDeck's 93% Growth Confidence Report Reshapes Bank Verification Software for Funders

OnDeck's new report shows 93% of small businesses expect growth while 76% bypass banks. Here's what that means for MCA bank verification.

May 03, 2026 · 9 min read

How 76% of Small Businesses Bypassing Banks Reshapes Bank Verification Software for Funders

With 76% of small businesses skipping banks for funding, MCA funders need bank verification software that handles non-traditional financial profiles.

May 02, 2026 · 8 min read

How MCA Exclusion From Section 1071 Changes Bank Verification Software for Funders

MCAs are officially excluded from CFPB Section 1071. Here's what that means for bank verification and underwriting strategy.

May 01, 2026 · 9 min read

How LendingClub's AI Agent Strategy Reshapes Bank Verification Software for Funders

LendingClub's pivot to AI agent search reveals what MCA funders must build now to stay discoverable and fundable.

April 30, 2026 · 9 min read

How OppFi's $130M Bank Acquisition Changes AI Underwriting for Merchant Cash Advance

OppFi's acquisition of BNC National Bank signals a fintech-bank convergence that reshapes AI underwriting expectations for MCA lenders.